Health insurance companies. We are here to help you enroll or renew your health insurance. Free Advice. Call us at 1-855-944-0103 Health insurance companies

We are here to help you enroll or renew your health insurance. Free Advice. Call us at 1-855-944-0103. Marketplace savings are based on your expected household income for the year you want coverage, not last year's income ... see more How to calculate your expected income When you fill out the health insurance application and use some of the tools on this website, you will need to calculate your expected income. Two important things to know: Marketplace savings are based on your expected household income for the year you want coverage, not last year's income. Income is counted for you, your spouse, and everyone you will claim as a tax dependent on your federal tax return. Include your income, even if you don't have health coverage. How to estimate expected income Step 1. Start with your household's adjusted gross income from the most recent federal tax return. You will find your adjusted gross income on line 7 of the IRS Form 1040 . Step 2. Add the following types of income, if any, to your adjusted gross income: Tax-exempt foreign income Social Security tax exempt benefits (including Tier 1 railroad retirement benefits) Tax exempt interest Do not include Supplemental Security Income (SSI). Step 3. Adjust your estimate for the changes you expect. Keep things like these in mind for everyone in your household: Expected increases New jobs or other changes in employment, including changes in work hours or self-employment income Changes in income from other sources, such as Social Security or investments Changes in your home, such as gaining or losing dependents. Gaining or losing a dependent can have a big impact on your savings. You now have an estimate of your expected income. Some frequently included data on this page was collected from: healthcare.gov

Estamos a su disposición para ayudarle a inscribirse o renovar su seguro médico. Asesoría Gratuita. Llámenos al 1-855-944-0103 Welcome to Generalcover! Need health insurance? Choose from our plans. Find the best coverage, best health care - plus surprisingly low rates that make you feel better. If you have questions or need help call us at Haz clic aquí para comenzar Solo 5 asesorías disponibles esta semana. ¿Por qué Si es importante tener un Seguro Médico? Emergencia médica Acceso rápido a servicios médicos cuando más lo necesitas. Prevención del cáncer uterino Chequeos y pruebas regulares para evitar enfermedades graves. Detección temprana del cáncer de mama Un diagnóstico temprano puede salvarte la vida Protección financiera Evita las deudas médicas inesperadas. Proteger a tu familia Seguridad y tranquilidad para tus seres queridos. Why choose us? Nuestra agencia fue creada para ayudar a todas las familias a obtener asesoría gratis y una cobertura de atención médica asequible y de calidad. Contamos con una amplia variedad de planes de seguro médico que le permiten elegir su plan ideal. Estamos decididos a brindar el mejor servicio al cliente. Su satisfacción es nuestra prioridad. Our benefits We are available to help you enroll or renew your health insurance. Free advice. Haz clic aquí para recibir asesoría Rápido, fácil y en Español.

Estamos a su disposición para ayudarle a inscribirse o renovar su seguro médico. Asesoría Gratuita. Llámenos al 1-855-944-0103 Clic Aquí para Asesoría Gratis Solo 5 asesorías disponibles esta semana. ¿Por qué Si es importante tener un Seguro Médico? Emergencia médica Evitar cáncer uterino Detectar cáncer en senos Evitar deudas Proteger a tu familia Why choose us? We are determined to offer the best insurance plans and the best customer service. Your satisfaction is our priority. Our benefits We are available to help you enroll or renew your health insurance. Free advice. Haz clic aquí para recibir asesoría Rápido, fácil y en Español. solcita llamada ancla

Health Insurance Terms A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A Actuarial Value: The percentage of total average costs for covered benefits that a plan will cover. For example, if a plan has an actuarial value of 70%, on average, you would be responsible for 30% of the costs of all covered benefits. Advanced Premium Tax Credit (APTC): This is a tax credit to help lower your monthly premium payments on health coverage purchased through the Marketplace. Advance payments of the tax credit can be used right away to lower your monthly premium costs. If you qualify, you may choose how much advance credit payments to apply to your premiums each month, up to a maximum amount. If the amount of advance credit payments you get for the year is less than the tax credit you’re due, you’ll get the difference as a refundable credit when you file your federal income tax return. If your advance payments for the year are more than the amount of your credit, you must repay the excess advance payments with your tax return. Also called premium tax credit. Agent: An agent or broker is a person or business who can help you apply for help paying for coverage and enroll you in a Qualified Health Plan (QHP) through the Marketplace. They can make specific recommendations about which plan you should enroll in. They’re also licensed and regulated by states and typically get payments, or commissions, from health insurers for enrolling a consumer into an issuer’s plans. Some agents and brokers may only be able to sell plans from specific health insurers. Allowed Amount: Maximum amount on which payment is based for covered health care services. This may be called “eligible expense,” “payment allowance" or "negotiated rate." If your provider charges more than the allowed amount, you may have to pay the difference. Appeal: A request for your health insurer or plan to review a decision or a grievance again. Back to top B Balance Billing: When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and the allowed amount is $70, the provider may bill you for the remaining $30. A preferred provider may not balance bill you for covered services. Benefits: The health care items or services covered under a health insurance plan. Covered benefits and excluded services are defined in the health insurance plan's coverage documents. In Medicaid or CHIP, covered benefits and excluded services are defined in state program rules. Brand Name (Drugs): A drug sold by a drug company under a specific name or trademark and is protected by a patent. Brand name drugs may be available by prescription or over the counter. Broker: An agent or broker is a person or business who can help you apply for help paying for coverage and enroll in a Qualified Health Plan (QHP) through the Marketplace. They can make specific recommendations about which plan you should enroll in. They’re also licensed and regulated by states and typically get payments, or commissions, from health insurers for enrolling a consumer into an issuer's plans. Some brokers may only be able to sell plans from specific health insurers. Back to top C Care Management: Services offered by Generalcover to help its members who have complex medical or behavioral health needs. Care Manager: Individuals that work under Care Management program to help serve those members with complex medical or behavioral health needs. Each Case Manager helps members better understand their health condition, coordinate services and locate community resources. Certified Application Counselor (CAC): Individuals affiliated with a designated organization who are trained to help consumers seeking health insurance coverage on the Health Insurance Marketplace. Un-biased guidance is provided to consumers free of charge. Claim: A request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered. Coinsurance: The portion of your medical bill you pay, for certain services, after you meet your deductible. Think of coinsurance as splitting your healthcare costs with your insurance company. Example: You meet your deductible. You have 20% coinsurance, and your insurance company pays 80% for a $100 service. You will pay $20 and the insurance company will pay $80. The percent you pay remains the same until you reach your maximum out-of-pocket limit. Your plan will then pay 100% of the cost. Copay: The set amount of money you pay at the time of certain medical services, such as doctor visits or picking up prescriptions. The copay amount may vary depending on the type of healthcare service. Cost Sharing: The sharing of costs under your insurance plan that you pay out of your pocket. This includes items such as copays, deductibles and coinsurance. Cost sharing does not include premiums, balance billing amounts to non-network providers or the cost for non-covered services. Cost Sharing Reduction: A type of subsidy that lowers your out-of-pocket costs (copays, deductible, coinsurance). Cost sharing reductions are only available on Silver Plans purchased on the Health Insurance Marketplace. These reductions apply to those who are at or below a certain income level. Back to top D Deductible: The fixed amount of money that you are responsible for paying before your insurance starts to pay. Whether or not you meet your deductible depends on how much healthcare you need throughout the year. After you meet you deductible, your health insurance will begin to pay for these services. Plans with high deductibles usually have lower monthly premiums, and vice versa. Dependent: A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction. Under the Affordable Care Act, individuals may be able to claim a premium tax credit to help cover the cost of coverage for themselves and their dependents. Dependent Coverage: Insurance coverage for family members of the policyholder, such as spouses, children, or partners. Dental Coverage: Benefits that help pay for the cost of visits to a dentist for basic or preventive services, like teeth cleaning, X-rays, and fillings. In the Marketplace, dental coverage is available either as part of a comprehensive medical plan, or by itself through a "stand-alone" dental plan. Durable Medical Equipment: Equipment and supplies ordered by a health care provider for everyday or extended use. Coverage for DME may include: oxygen equipment, wheelchairs, crutches or blood testing strips for diabetics. Back to top E Effective Date: The date that your insurance coverage begins. Essential Health Benefits (EHBs): Health plans offered in the individual and small group markets, both inside and outside of the Health Insurance Marketplace, offer a comprehensive package of items and services, known as essential health benefits. Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care. Insurance policies must cover these benefits in order to be certified and offered in the Health Insurance Marketplace, and all Medicaid state plans must cover these services by 2014. External Review: A review of a plan’s decision to deny coverage for or payment of a service by an independent third-party not related to the plan. If the plan denies an appeal, an external review can be requested. In urgent situations, an external review may be requested even if the internal appeals process isn’t yet completed. External review is available when the plan denies treatment based on medical necessity, appropriateness, health care setting, level of care, or effectiveness of a covered benefit, when the plan determines that the care is experimental and/or investigational, or for rescissions of coverage. An external review either upholds the plan’s decision or overturns all or some of the plan’s decision. The plan must accept this decision. Back to top F Federal Poverty Level: This is the measure of income level issued annually by the Department of Health and Human Services. These levels are used to determine eligibility for certain programs and benefits. For more information on the Federal Poverty Level, visit the Department of Health & Human Services website. Formulary: The list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits. Also known as a preferred drug list or PDL. Back to top G Grievance: A complaint that you submit to your health insurance plan. Back to top H Health Insurance Marketplace: An online health insurance market where individuals, families, and small businesses can learn about their health coverage options, compare health insurance plans based on costs, benefits, and other important features, choose a plan, and enroll in coverage. Individuals and families can apply for coverage online, by phone, or with a paper application. Habilitative/Habilitation Services: Health care services that help you keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who isn't walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology, and other services for people with disabilities in a variety of inpatient and/or outpatient settings. Health Insurance: A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium. Health Plan Categories: Plans in the Marketplace are primarily separated into 4 health plan categories — Bronze, Silver, Gold, or Platinum — based on the percentage the plan pays of the average overall cost of providing essential health benefits to members. The plan category you choose affects the total amount you'll likely spend for essential health benefits during the year. The percentages the plans will spend, on average, are 60% (Bronze), 70% (Silver), 80% (Gold), and 90% (Platinum). This isn't the same as coinsurance, in which you pay a specific percentage of the cost of a specific service. Hospitalization: Care in a hospital that requires admission as an inpatient and usually requires an overnight stay. An overnight stay for observation could be outpatient care. Back to top I In Person Assistance Personnel Program: Individual or organizations that are trained and able to provide help to consumers, small businesses, and their employees as they look for health coverage options through the Marketplace, including helping them complete eligibility and enrollment forms. These individuals and organizations are required to be unbiased. Their services are free to consumers. Inpatient Care: Health care that you get when you're admitted as an inpatient to a health care facility, like a hospital or skilled nursing facility. In-Network: An in-network provider is a provider that is contracted with a particular health insurance plan. Typically, if you visit an in-network provider, the cost is less than visiting an out-of-network provider. Back to top J K L Lifetime Limit: A cap on the total lifetime benefits you may get from your insurance company. Lifetime limits no longer exist. Back to top M Medicaid: The healthcare program that provides medical coverage for low-income families and children, pregnant women, the elderly, people with disabilities, and in some states, other adults. This program is managed by states, in partnership with the federal government. Medically Necessary: Health care services or supplies needed to prevent, diagnose or treat an illness, injury, condition, disease or its symptoms and that meet accepted standards of medicine. Medicare: A Federal health insurance program for people who are age 65 or older and certain younger people with disabilities. It also covers people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Modified Adjusted Gross Income: The figure used to determine eligibility for lower costs in the Marketplace and for Medicaid and CHIP. Generally, modified adjusted gross income is your adjusted gross income plus any tax-exempt Social Security, interest, or foreign income you have. Back to top N Navigator: An individual or organization that's trained and able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace, including completing eligibility and enrollment forms. These individuals and organizations are required to be unbiased. Their services are free to consumers. Non-discrimination: A requirement that job-based coverage not discriminate based on health status. Coverage under job-based plans cannot be denied or restricted. You also can't be charged more because of your health status. Job-based plans can restrict coverage based on other factors such as part-time employment that aren't related to health status. Non-Preferred Brand Name Drug: A drug that is not part of your health plans' formulary or Preferred Drug list. These drugs have a higher coinsurance than preferred brand name drugs. Notice: An official form of communication that informs individuals about the status of their applications, their eligibility for programs, or other important information. Notices may be sent by the Marketplace or by health insurers. Back to top O Open Enrollment: A period of time during the year when people can buy or make changes to a health insurance plan. Individuals may also qualify for Special Enrollment Periods outside of Open Enrollment if they experience certain events. (See Special Enrollment Period or Life Qualifying Event). Out-of-Network Provider: A provider who doesn’t have a contract with your health insurer or plan to provide services to you. You may pay more to see a non-preferred provider. Check your policy to see if you can go to all providers who have contracted with your health insurance or plan, or if your health insurance or plan has a “tiered” network and you must pay extra to see some providers. Out-of-Pocket Costs: Your expenses for medical care that aren’t reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copays for covered services plus all costs for services that aren’t covered. Out-of-Pocket Maximum: The total amount you’ll spend for healthcare, after which the insurance company pays for all your medical care until the year ends. This does not include your monthly premiums. It includes co-pays, deductibles and coinsurance that you pay. Back to top P Penalty Fee: If someone doesn’t have a health plan that qualifies as minimum essential coverage, he or she may have to pay a fee that increases every year. Pre-authorization: A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary. Sometimes called prior authorization, prior approval or precertification. Your health insurance or plan may require preauthorization for certain services before you receive them, except in an emergency. Preauthorization isn’t a promise your health insurance or plan will cover the cost. Pre-Existing Condition: A health problem you had before the date that new health coverage starts. Under the ACA, you will be able to obtain health insurance if you have a pre-existing condition. Preferred Brand Name Drug: A drug that is part of your health plans' formulary or Preferred Drug list. These drugs are safe alternatives to other more expensive drugs. Premium: The amount of money you pay each month in order to have health insurance. You'll pay your premium once a month, all year long. Premiums depend on: Your age Whether or not you smoke Where you live If you are on Medicaid, you do not have to pay a monthly premium. Prescription Drugs: Drugs and medications that by law require a prescription. Preventive Services: Routine health care that includes screenings, check-ups, and patient counseling to prevent illnesses, disease, or other health problems. Primary Care Provider: A physician (M.D. – Medical Doctor or D.O. – Doctor of Osteopathic Medicine), nurse practitioner, clinical nurse specialist or physician assistant, as allowed under state law, who provides, coordinates or helps a patient access a range of health care services. Prior Authorization: Approval from a health plan that may be required before you get a service or fill a prescription in order for the service or prescription to be covered by your plan. Provider Network: The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services. Back to top Q Qualified Health Plan (QHP): Under the Affordable Care Act, starting in 2014, these are insurance plans that: Are certified by the Health Insurance Marketplace Provide essential health benefits Follow established limits on cost-sharing (like deductibles, copays, and out-of-pocket maximum amounts) And meet other requirements. A qualified health plan will have a certification by each Marketplace in which it is sold. Qualifying Life Event: A change in your life that can make you eligible for a Special Enrollment Period to enroll in health coverage. Examples of qualifying life events are moving to a new state, changes in your income, and changes in your family size (for example, if you marry, divorce, have a baby, or become pregnant). Back to top R Rehabilitative/Rehabilitation Services: Health care services that help you keep, get back, or improve skills and functioning for daily living that have been lost or impaired because you were sick, hurt, or disabled. These services may include physical and occupational therapy, speech-language pathology, and psychiatric rehabilitation services in a variety of inpatient and/or outpatient settings. Referral: A written order from your primary care doctor for you to see a specialist or get certain medical services. In many Health Maintenance Organizations (HMOs), you need to get a referral before you can get medical care from anyone except your primary care doctor. If you don’t get a referral first, the plan may not pay for the services. Back to top S Special Enrollment Period: A time outside of the open enrollment period during which you and your family have a right to sign up for job-based health coverage. Job-based plans must provide a special enrollment period of 30 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other job-based health coverage. Specialist: A physician specialist focuses on a specific area of medicine or a group of patients to diagnose, manage, prevent or treat certain types of symptoms and conditions. A non-physician specialist is a provider who has more training in a specific area of health care. Specialty Drugs: Drugs that are used to treat serious or chronic medical conditions. They are mostly injectable medications and can be self-administered by the patient. Subsidy: The amount of money the government pays to your insurer to help pay your premium. This is also known as a Premium Tax Credit. Back to top T Tax Household: The taxpayer(s) and any individuals who are claimed as dependents on one federal income tax return. A tax household may include a spouse and/or dependents. TTY: A TTY (teletypewriter) is a communication device used by people who are deaf, hard-of-hearing, or have severe speech impairment. People who don't have a TTY can communicate with a TTY user through a message relay center (MRC). An MRC has TTY operators available to send and interpret TTY messages. Back to top U Urgent Care: Care for an illness, injury or condition serious enough that a reasonable person would seek care right away, but not so severe as to require emergency room care. Back to top V Vision Coverage: A type of health benefit that at least partially covers vision care, like eye exams and glasses. This coverage can be offered either as part of a comprehensive medical plan, or by itself through a “stand-alone” vision plan. However, stand-alone vision plans may not be offered through the Marketplaces. Back to top W Well-Baby and Well-Child Visits: Routine doctor visits for comprehensive preventive health services that occur when a baby is young and annual visits until a child reaches age 21. Services include physical exam and measurements, vision and hearing screening, and oral health risk assessments. Back to top X Y Z Some information contained on this page was gathered from healthcare.gov. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Estamos a su disposición para ayudarle a inscribirse o renovar su seguro médico. Asesoría Gratuita. Llámenos al 1-855-944-0103 Asesoría Gratis Llama al 1-855-944-0107 ¿Por qué Si es importante tener un Seguro Médico? Emergencia médica Evitar cáncer uterino Evitar deudas Proteger a tu familia Detectar cáncer en senos Why choose us? We are determined to offer the best insurance plans and the best customer service. Your satisfaction is our priority. Our benefits We are available to help you enroll or renew your health insurance. Free advice. Llama al 1-855-944-0107 Rápido, fácil y en Español. solcita llamada ancla

Estamos a su disposición para ayudarle a inscribirse o renovar su seguro médico. Asesoría Gratuita. Llámenos al 1-855-944-0103 Welcome to Generalcover! Need health insurance? Choose from our plans. Find the best coverage, best health care - plus surprisingly low rates that make you feel better. If you have questions or need help call us at Llámenos al 1-855-944-0107 Rápido, fácil y en Español. ¿Por qué Si es importante tener un Seguro Médico? Emergencia médica Evitar deudas Proteger a tu familia Why choose us? Nuestra agencia fue creada para ayudar a todas las familias a obtener asesoría gratis y una cobertura de atención médica asequible y de calidad. Contamos con una amplia variedad de planes de seguro médico que le permiten elegir su plan ideal. Estamos decididos a brindar el mejor servicio al cliente. Su satisfacción es nuestra prioridad. Our benefits We are available to help you enroll or renew your health insurance. Free advice. Llámenos al 1-855-944-0107

Estamos a su disposición para ayudarle a inscribirse o renovar su seguro médico. Asesoría Gratuita. Llámenos al 1-855-944-0103 Please wait... Welcome to Generalcover! If you have questions or need help call us at Llámenos al 1-888-997-2030 Rápido, fácil y en Español. Desliza para ver más Obtén tu seguro en 3 pasos Paso 1 Llámanos para recibir asesoría gratuita. Paso 2 Comparte tus necesidades de salud a tu asesor para que encontre el plan perfecto para ti. Elige un plan y completa la inscripción. Paso 3 Recibe tu tarjeta y accede a más de 70 servicios gratis desde el día 1 ¿Por qué es importante tener un Seguro Médico? Emergencia médica Acceso rápido a servicios médicos cuando más lo necesitas. Prevención del cáncer uterino Chequeos y pruebas regulares para evitar enfermedades graves. Detección temprana del cáncer de mama Un diagnóstico temprano puede salvarte la vida Protección financiera Evita las deudas médicas inesperadas. Proteger a tu familia Seguridad y tranquilidad para tus seres queridos. Why choose us? En Generalcover Insurance, estamos comprometidos con el bienestar de su familia. Sabemos lo importante que es encontrar la mejor cobertura de atención médica, y por eso estamos aquí para ofrecerle asesoría gratuita y ayudarle a acceder a planes asequibles y de calidad. Su salud y la de sus seres queridos son nuestra prioridad. Permítanos acompañarle en la búsqueda de la cobertura que su familia necesita. Trabajamos con las mejores aseguradoras Al trabajar con las mejores aseguradoras, le ofrecemos planes y coberturas adaptadas a sus necesidades. Why choose us? En Generalcover Insurance, Vamos de la mano contigo para cuidar de la salud de tu familia. Te ayudamos a encontrar a los mejores médicos, farmacias y más. A través de nuestra app, tienes ayuda 24 horas, siempre cerca de ti, a un clic de distancia en tu teléfono. Nuestro compromiso es brindarte soluciones rápidas. Estamos a tu lado en todo momento, asegurándonos de que recibas la atención y el apoyo que necesitas. Our benefits If you have questions or need help call us at 1-888-997-2030 Servicios gratuitos Cada plan incluye más de 70 servicios de atención preventiva que son completamente gratuitos desde el primer día. Estos servicios te mantendrán más sano por más tiempo para que disfrutes la vida a plenitud. Para Niños Para Mujeres Para Adultos Servicios de cuidado preventivo para niños 1. Vacunas de inmunización - Incluye difteria, tétanos, VPH, influenza, sarampión, varicela, etc. 2. Examen de la vista - Fundamental para el desarrollo escolar y detección de problemas de visión. 3. Chequeos dentales - Fomenta la salud dental en edades tempranas. 4. Detección de anemia y obesidad - Beneficio preventivo para mantener un peso saludable. 5. Evaluación del desarrollo (para niños menores de 3 años) - Detección temprana de retrasos o trastornos del desarrollo. 6. Servicios de cuidado preventivo para niños - Cobertura de cuidados regulares y revisiones. 7. Evaluación auditiva (para todos los recién nacidos) - Importante en la detección temprana de problemas auditivos. 8. Detección de autismo (para niños entre 18-24 meses) - Vital para un diagnóstico temprano y acceso a apoyo. 9. Examen de presión arterial - Beneficio conocido y esencial para el monitoreo de la salud infantil. 10. Evaluaciones del comportamiento - Ayuda a identificar problemas emocionales o de conducta. 11. Detección de hematocritos o hemoglobina - Relevante para la detección de anemia y problemas sanguíneos. 12. Detección de depresión (para adolescentes) - Importante para el bienestar mental en jóvenes. 13. Medicamentos preventivos para la gonorrea (para recién nacidos) - Protección temprana contra infecciones. 14. Detección de VIH (para adolescentes en alto riesgo) - Prioritario en la prevención de ITS. 15. Suplementos de hierro (para niños con riesgo de anemia entre 6 y 12 meses) - Apoyo nutricional esencial. 16. Evaluaciones de consumo de alcohol y drogas (para adolescentes) - Prevención y asesoramiento temprano. 17. Detección de hepatitis B (para adolescentes en alto riesgo) - Prevención de una infección grave. 18. Prueba de tuberculina (para niños en alto riesgo) - Protege contra la propagación de la tuberculosis. 19. Detección de hipotiroidismo (para recién nacidos) - Detección temprana de desórdenes metabólicos. Servicios de atención preventiva para adultos Detección de cáncer colorrectal (para adultos mayores de 50 años). Examen de presión arterial. Detección de diabetes (tipo 2) (para adultos con presión arterial alta). Detección de colesterol (para cualquier persona considerada de alto riesgo). Detección de abuso de alcohol y asesoramiento conductual. Detección y asesoramiento de obesidad. Detección de cáncer de pulmón (para adultos considerados de alto riesgo). Uso de aspirina para ayudar a prevenir ataques cardíacos o derrames cerebrales. Detección de depresión. Detección de VIH. Asesoramiento dietético (para adultos considerados de alto riesgo de enfermedades crónicas). Detección de sífilis. Asesoramiento para prevenir infecciones de transmisión sexual (ITS). Detección de cáncer colorrectal (para adultos mayores de 50 años). Examen para detección de hepatitis C. Examen para detección de hepatitis B. Aneurisma aórtico abdominal (detección única para fumadores masculinos). Detección del consumo de tabaco. Vacunas de inmunización: Influenza (gripe). Neumococo. Hepatitis A y B. Herpes Zoster (para prevenir culebrilla). Virus del papiloma humano (VPH). Sarampión, Paperas, y Rubéola (MMR). Difteria, Tétanos y Tos ferina (DTP). Varicela. Meningococo. Servicios de atención preventiva para la mujer Mamografía para detección de cáncer de mama (cada 1-2 años para mujeres mayores de 40 años). Diagnóstico de cáncer cervical (prueba de Papanicolaou). Asesoramiento sobre pruebas genéticas de cáncer de seno – BRCA (para mujeres consideradas de alto riesgo). Detección de cáncer de cuello uterino. Servicios de atención preventiva para mujeres embarazadas o que intentan quedar embarazadas. Detección del virus del papiloma humano (VPH) (para mujeres mayores de 30 años o con resultados de citología normales). Detección de gonorrea. Detección y asesoramiento de violencia doméstica e interpersonal. Detección de infección por clamidia. Detección y asesoramiento sobre VIH. Examen de detección de diabetes gestacional (para mujeres de 24 a 28 semanas de embarazo, y aquellas con alto riesgo). Asesoramiento sobre enfermedades de transmisión sexual (ITS). Detección de hepatitis B (para mujeres embarazadas en la primera consulta prenatal). Detección rutinaria de anemia. Apoyo y asesoramiento integral sobre lactancia materna. Acceso a suministros de lactancia para mujeres embarazadas y lactantes. Detección de sífilis. Examen del tracto urinario o de otras infecciones. Métodos anticonceptivos hormonales (por ejemplo, píldoras anticonceptivas y anillos vaginales). Métodos anticonceptivos implantados (por ejemplo, dispositivos intrauterinos). Anticoncepción de emergencia (por ejemplo, Plan B® y ella®). Suplementos de ácido fólico. Educación y asesoramiento al paciente. Detección de incompatibilidad Rh (para todas las mujeres embarazadas, y pruebas de seguimiento para mujeres en mayor riesgo). Detección de osteoporosis (para mujeres mayores de 60 años). Exámenes e intervenciones por consumo de tabaco. Procedimientos de esterilización. Intervención y asesoramiento amplios sobre tabaco (para mujeres que están embarazadas y usan tabaco). We are available to help you enroll or renew your health insurance. Free advice. 1-888-997-2030

Generalcover is an insurance agency created to help the community obtain health insurance at affordable prices, thus improving their health and quality of life. About us Generalcover is an insurance agency created to help the community obtain health insurance at affordable prices, thus improving their health and quality of life. We work together with several private insurance companies and with subsidies granted by the United States Federal Government through the Patient Protection and Affordable Health Care Act (Obamacare), according to the eligibility of the person requesting the sure. We have an extensive benefits program available to everyone; health care, dental, vision, pediatric, mental, prescription drugs, maternity coverage, physical therapy, laboratories, preventive vaccines, hospitalization, radiology, rewards, preventive care and emergencies. Our company has a professional team of trained insurance agents to provide you with the educational tools and support that will help you choose the best insurance with the benefits that you and your family need. We are here to help you enroll or renew your health insurance. Free Advice.

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