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Careers At Generalcover Insurance you will find a culture of teamwork, professionalism, mutual respect, and above all a career that will change your life. We offer competitive compensation and reward innovative ideas. Our approach is not only to offer the best to our clients, it is also to promote the professional development of our employees to guide them towards success. Click on a location to start your search Arizona Arkansas Georgia Illinois Indiana Kansas Mississippi Washington Missouri New Hampshire North Carolina Ohio Pennsylvania South Carolina Tennessee New Jersey Florida Texas Alabama Virginia Oklahoma Nebraska Utah

Our benefits

Why is it important to have health insurance? Health insurance offers you financial protection in case you have an accident or serious illness. No one plans to get sick or hurt, at some point they will need medical attention. People without health coverage are at risk of running into large debt and even bankruptcy or ruining their credit. It's easy to underestimate how much medical expenses can cost: Treatment for a broken leg can cost $ 7,500. The average cost for a three-day hospital stay is approximately $ 30,000. Comprehensive cancer care can cost hundreds of thousands of dollars. Having health insurance can protect you from high and unexpected costs like these, plus you will have access to preventive services, vaccinations, and screenings at no cost to you - a key step to good health and wellness.

Find a Doctor To see which hospitals, emergency rooms, and urgent care centers are part of the network, see the provider list. Providers Providers Providers Providers Providers Providers Providers Providers Providers Providers Providers Providers Providers Providers Providers

Welcome to Generalcover! Need health insurance? Choose from our plans. Find the best coverage, best health care - plus surprisingly low rates that make you feel better. If you have questions or need help call us at Haz clic para recibir una llamada de un asesor o iniciar un chat. Solicitar una llamada Iniciar chat en WhatsApp Rápido, fácil y en Español. ¿Por qué debes tener un Seguro Médico ? Emergencia médica Evitar deudas Proteger a tu familia Why choose us? We are determined to offer the best insurance plans and the best customer service. Your satisfaction is our priority. Trabajamos con las mejores compañías para ofrecerle el mejor precio Our benefits We are available to help you enroll or renew your health insurance. Free advice. solcita llamada ancla

Need health insurance? Contact us and discover how to protect your family at the lowest cost! Get a Free Quote Fast, simple and in your language. Why should you have Health Insurance ? Medical emergency avoid debt protect your family Why choose us? We are determined to offer the best insurance plans and the best customer service. Your satisfaction is our priority. We work with the best companies to offer you the best price

Frequent questions Here are some questions and answers. ​ WHAT IS A HEALTH INSURANCE MARKETPLACE (ALSO KNOWN AS AN EXCHANGE)? ​ Every state has a marketplace for consumers to shop for health insurance. Consumers can shop, compare and select a plan that best fits their needs. The Health Insurance Marketplaces allow consumers to do their shopping online, in-person, over the phone, or by mail. Consumers can look at information such as provider network, benefits, premiums, deductible costs, co-pays, and co-insurance requirements before selecting a plan. Some states have their own marketplaces, also known as state-based exchanges (SBEs). Other states use healthcare.gov. ​ WHO IS ELIGIBLE TO HAVE A PLAN IN THE HEALTH INSURANCE MARKETPLACE? ​ Anyone can search online for a healthcare plan on their state’s Health Insurance Marketplace. The requirements to get insurance through the Marketplace are: Meet applicable state residency requirements You must be a U.S. citizen, national, or noncitizen who is lawfully present You cannot be currently incarcerated If you currently receive health insurance coverage from your employer, you likely will continue to receive this coverage. If employer coverage is considered too expensive, you might be eligible to find coverage through your marketplace. ​ HOW MUCH WILL PLANS COST? ​ The cost of plans varies by the type of plan you choose. However, you may be eligible for discounts on your plan to help lower your monthly premium amount and other healthcare amounts. These are known as Subsidies and Cost-Sharing Reductions. Learn more on our HealthCare Savings page! If someone doesn’t receive a subsidy due to income status, they are still able to shop for a health plan on the Health Insurance Marketplace. ​ WHAT IS THE FEDERAL POVERTY LEVEL (FPL)? ​ This is the set minimum income a family needs for food, clothing, transportation and shelter. The government decides this level. It depends on the size of your family. For more information on the Federal Poverty Level, visit healthcare.gov . ​ WHAT IS THE TIMELINE FOR ALL THIS? ​ Open enrollment on the Healthcare Insurance Marketplace is from November 1 to December 15. ​ WHAT IS THE AFFORDABLE CARE ACT / AFFORDABLE HEALTHCARE ACT / OBAMA HEALTHCARE PLAN? ​ There is one law that introduced many changes to our healthcare system. Some people may call it the Affordable Healthcare Act or Obama Healthcare Plan. However, the law’s actual name is the Affordable Care Act. ​ WHAT IS OPEN ENROLLMENT? ​ Open Enrollment is the time period when you can browse the Health Insurance Marketplace for your health insurance plan ​ WHAT IS THE SPECIAL ENROLLMENT? ​ When Open Enrollment is closed, you may still be able to enroll in a health insurance plan. To do so, you have to qualify for a Special Enrollment period. This happens when you experience a Qualifying Life Event. Find out more here . ​ HOW TO SEND DOCUMENTS? ​ You can upload documents online, which is the fastest and easiest way to process them. Or you can send copies by mail. ​ The Marketplace may ask you for documents to confirm information on your application - your income, citizenship, immigration status, or Special Enrollment Period, such as moving or losing other health coverage. ​ IMPORTANT: Submit documentation as soon as possible if you do not submit documents by the deadline, you could lose your health insurance, financial aid or opportunity to enroll. ​ The market does not accept documents by email or fax. ​ Upload documents online You will need an electronic file of the document saved on your computer. It can be a scan or a clear photo. Document format requirements: Accepted formats: .pdf, .jpeg, .jpg, .gif, .xml, .png, .tiff, .bmp Maximum file size: 10MB File names cannot include special characters like / \: *? "<> | How to submit documents by mail If the upload failed, please check the document format and size and try again. You can send copies if you still have problems or if you prefer this option: Do not send original documents: Send photocopies only. Include your printed barcode page. It's on the last page of your eligibility notice. If you do not have a barcode, please include your printed name and the application identification number. Your application ID is near your mailing address at the top of your notice. Send the documentation to this address: Health Insurance Market Attn: Coverage Processing 465 Industrial Blvd London, KY 40750-0001 ​ Some of the data included in these FAQs was collected from these resources: healthcare.gov, healthreform.kff.org/ ​ ​

Healthcare Savings How You Can Pay Less There are two new ways to help lower the cost of your health insurance plan on the Health Insurance Marketplace: 1. Payment Assistance on Premiums 2. Out-of-Pocket Payment Reductions In some cases, you might be eligible for both. ​ Payment Assistance on Premiums (Subsidies) This is also known as a Subsidy. And Subsidies are an amount of money, or tax credit from the government to help reduce your monthly premium amount. In order to qualify for this assistance, you must make between 100% and 400% of the Federal Poverty Level. ​ The Federal Poverty Level is the set minimum income a family needs for food, clothing, transportation and shelter. The government decides this level. Check the 2019 levels on the Department of Health & Human Services website. The Federal Poverty Level range, as it pertains to subsidy eligibility, may change based on the state you live in. ​ People who can get health insurance through their employer or through public coverage, like Medicaid, cannot, in most cases, qualify for a subsidy. ​ Whether or not you are eligible for a subsidy depends on the size of your family and your annual income. Out-of-Pocket Payment Reductions Out-of-Pocket Payment Reductions are also known as Cost-Sharing Reductions. While subsidies make your monthly premium payments less expensive, these reductions lower the price of your out-of-pocket payments. These payments can include your copay, your coinsurance and your deductible. ​ Remember, Out-of-Pocket Payments Reductions are only available on Balanced Care (Silver) Health Insurance Marketplace plans.

Obtén una Cotización Gratis En menos de 5 minutos Contact us and discover how to protect your family at the lowest cost! COTIZAR EN LINEA o Llámenos al 1-855-944-0107 Why should you have Health Insurance ? Medical emergency avoid debt protect your family Why choose us? We are determined to offer the best insurance plans and the best customer service. Your satisfaction is our priority. We work with the best companies to offer you the best price

Welcome to Generalcover! Need health insurance? Choose from our plans. Find the best coverage, best health care - plus surprisingly low rates that make you feel better. A sesoría Gratuita. Obtén una Cotización Gratis Rápido, fácil y en Español. ¿Por qué Si es importante tener un Seguro Médico? Emergencia médica Evitar deudas Proteger a tu familia Why choose us? We are determined to offer the best insurance plans and the best customer service. Your satisfaction is our priority. Our benefits We are available to help you enroll or renew your health insurance. Free advice. Obtén una Cotización Gratis Rápido, fácil y en Español.

Welcome to Generalcover! Need health insurance? Choose from our plans. Find the best coverage, best health care - plus surprisingly low rates that make you feel better. If you have questions or need help call us at Llámenos al 1-855-944-0107 Rápido, fácil y en Español. ¿Por qué Si es importante tener un Seguro Médico? Emergencia médica Evitar deudas Proteger a tu familia Why choose us? Nuestra agencia fue creada para ayudar a todas las familias a obtener asesoría gratis y una cobertura de atención médica asequible y de calidad. Contamos con una amplia variedad de planes de seguro médico que le permiten elegir su plan ideal. Estamos decididos a brindar el mejor servicio al cliente. Su satisfacción es nuestra prioridad. Our benefits We are available to help you enroll or renew your health insurance. Free advice. Llámenos al 1-855-944-0107 Horario de atención al cliente: De Lunes a Viernes de 7 :00 am a 8:00 pm Sábados de 9:00 am a 1:00 pm, hora del este. ​